Nobody likes to deal with the insurance company. After all, they never want the best for you, only look out for their client, and want to keep the money in their pockets. However, if you have experienced a car accident, you might need to file insurance claims to collect the damages for the injuries and property damages incurred.
By definition, an insurance adjuster is someone who adjusts or settles an insurance claim. The process of negotiating and settling an insurance claim is not easy, especially since the insurance company plays dirty tactics to trick you. To avoid agreeing to something that is not in your best interests, speak to a Wytheville Personal Injury Lawyer today.
Tips for dealing with the insurance adjuster
- When dealing with the insurance adjuster, do not think they are on your side.
Insurance adjusters in Wytheville can be extremely sweet to your face and equally evil behind your back. They might call you after the accident and ask you how you are, which might seem like a nice thing to do. However, they do not do this to check up on you but to make you fall into their trap.
Remember that insurance adjusters are never on your side. They look out for themselves and their client/policyholder only. Therefore, they will try to minimize the compensation amount as much as possible, even if it is not enough to cover all your damages.
- If the insurance adjuster asks for a recorded statement, always say no.
When the insurance adjuster calls or meets you, they might ask you to give a recorded statement. This may seem like a good chance to convey your truth and get it on record. However, it is easy to say the wrong thing when you are still stressed about the accident.
It is strongly advised not to give a recorded statement without legal assistance. These recorded statements can later be used against you in court. Even the simplest answer can be turned into something they are not. For example, answering “I am fine” to the question “How are you doing?” can have more negative consequences than you can imagine.
- Do not accept early settlement offers.
It can be tempting to want to accept the first settlement offer and get done with the process. However, rushing into things can hurt you in the long run. When accepting a settlement, you want to ensure the amount is enough to cover all your damages, including your medical bills, property damages, and lost wages.